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Property Photo: Curteis Point
North Saanich
Victoria
Vancouver Island/Smaller Islands
British Columbia
I have sold a property at Curteis Point North Saanich Victoria Vancouver Island/Smaller Islands British Columbia.
"Tsehum Harbour", is a port of entry for all boating activity on the east side of the Saanich Peninsula. This outstanding location on "CURTIES POINT" IS A RARE OFFERING. South facing waterfront, sitting on a high rock bluff, you will never before have seen a view like this one. Custom built home of 2155 sq. ft. on half an acre of land, this quiet dead end street offers OUTSTANDING VIEWS to the sea and marine life. Mature gardens surround the COVE with native plantings and flowering plants. Double garage.
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As you have most likely heard already, the Bank of Canada dropped their key lending rate by a massive 0.75%.  Canadian banks are expected to follow suit and drop their prime lending rate.  If you have a variable rate mortgage this means you'll automatically pay less in interest.  That's kind of nice!

 
If your mortgage is locked in at a set interest rate you don't get the savings!  But, there is some good news for you as well.  Most mortgages give you the ability to pay a penalty, often 3 months of interest, to get out of your current mortgage early.  Then, you may be able to refinance at a lower rate. 

Whether this makes financial sense for you depends on the length of the term remaining in your mortgage and your current interest rate.  It is worth your while to ask your your mortgage broker, or bank, to do the calculation for you.  You could save thousands.

 
While refinancing, you may also want to consider taking additional equity out of your home to buy a second property.  It's no secret that there are a lot of sellers who are highly motivated and some great deals are out there.  Our local rental vacancy rate is still extremely low so you can count on finding a good tenant.
 
If you would like to discuss revenue property opportunities, or need a recommendation to a mortgage broker just drop me an email anytime.
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Property Photo: Fernwood
Victoria
Victoria
Vancouver Island/Smaller Islands
British Columbia
I have sold a property at Fernwood Victoria Victoria Vancouver Island/Smaller Islands British Columbia.
Pride of ownership evident throughtout! This immaculate 3 bedroom townhome couldn't show any better. Nicely kept complex conveniently located to town, hospital, shopping, bus routes and schools. Open livng and dinging areas with bedrooms and laundry up. Parking is a single garage and you'll love the fenced patio/garden area. Kids and small pets okay. Appointments easily arranged.
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